Are you kidding? PRA company is the under belly for all collections, good, bad, written off, and out of SOL. Not just Paypal. They would shake down your grammie for her ssi if they could. Those subterraneous reptiles are still trying to collect on Pre Civil War gambling debts with 50% already squeezed from ancestors. Low life shady butt lickers have been sued more times than Phillip Morris. Other than that....they're okay.
Debt Buying Collector. They buy old bad debt from people such as Pay Pal Credit, Capital One, etc...
They will send letters with Payment options, and at the bottom in fine print it says , "Because of the Age of your Debt, we will not report it to the credit agencies or sue you for it."
Portfolio bought bad debt from my creditor, that was settled in a bankruptcy and are trying to recover "bad- Bad Debt" for 1996 and it is 2015 (19 years old).
You can do a Cease and Desist letter, but they can still send you regular mail, but have to stop calling you.
Got a call from this number-they did not leave a message. I called the number back out to see what it was about. The guy said they are a dept recovery company Portfolio Recovery Associates. He asked my number and name. I didn't want to give him too much information. He asked if anyone had ever used my phone before or number and I said no. And he said he would mark it down as a "wrong number".