I just got a call from Portfolio Recovery again! I called them back and a automated message identifies this blood sucking leeches and "for quality assurance this call is monitored and recorded." They buy old debts for pennies on the dollar past the statues of limitations which are off your credit report. In most states the statues of limitations are 7-10 year old debits and what they are doing is illegal! Hang up when they call or get a good whistle or air horn.
I lost my job a earlier this week and I have been applying to dozens of jobs which are headquartered all over the US and even Canada , so I need to have my phone on me to stay on top of emails and answer some numbers I don't recognize. They have hundreds of numbers with area codes all over the US. They are based in Norfolk, VA and have called from their area: 757-275-8991 or toll free numbers: (800) 772-1413 or (800) 654-8818.
Portfolio Recovery in many cases will drum up claims that have been settled already, and claims that are past time limitations. Dispute any claim, and above all Ask/Demand for the original "signed" contracts and a "complete" history of the account and documents of authenticity and how they acquired the claim. If they cannot produce all these documents than they have no legitimate claim. And it pisses collection agencies off a lot when you ask/demand the information because most can't produce but are legally accountable to do so.
Yet another portfolio number. Called and didn't leave a message. Trying to collect on old debt. I haven't had my cell number very long but they have gotten it, so annoying.