They state they are calling on a recorded line. First of all, they don't have my permission to record a call. They need to ASK first. The guy called himself "Joe". Does he not have a last name? He said I applied on multiple websites. When I asked him which one, he was dumbfounded. He could not answer my questions. I highly suspect this call is SPAM made to get information from you. They sound friendly, so don't let that fool you from talking to them.
First of all, I don't answer calls if I don't know the number. This number calls constantly, 3 or 4 times a day, and one right after the other! It's annoying to say the least. They never leave a message either. How do people get my number when I don't even know them?