THEY LEFT MESSAGE THAT THEY ARE TAKING US TO COURT IF WE DO NOT CONTACT AND WORK WITH THEM, IN A THREATING TONE, NO COMPANY NAME, NO PERSONAL NAME, JUST THIS PHONE NUMBER TO CALL. I HAVE ATTEMPTED TO CALL 6 TIMES THE FIRST DAY I HEARD THE MESSAGE 2/27/2015 AND 3 TIMES TODAY 2/28/2015 AND RECEIVE A BUSY SIGNAL EVERY TIME.
THEY LEFT MESSAGE THAT THEY ARE TAKING US TO COURT IF WE DO NOT CONTACT AND WORK WITH THEM, IN A THREATING TONE, NO COMPANY NAME, NO PERSONAL NAME, JUST THIS PHONE NUMBER TO CALL. I HAVE ATTEMPTED TO CALL 6 TIMES THE FIRST DAY I HEARD THE MESSAGE 2/27/2015 AND 3 TIMES TODAY 2/28/2015 AND RECEIVE A BUSY SIGNAL EVERY TIME.
First, typing in all caps does not give you any credibility, actually it does the opposite. Now why would you call them back? Read and comprehend the following:
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php