I got the same call this morning with a message about lowering my interest rate, yadda yadda yadda. She said she was returning my call, but I live in New England not Missouri and I never called her in the first place. I wonder if I got on a call list b/c we are in the middle of trying to sell a condo, and dealing with the mortage company and banks. So perhaps that somehow got me on some call list. Damn scams!
I got the same call at 12:40 regarding lowering my interest rate to 1.5%. I didn't answer it, just let it go into voicemail. She (no name) wants me call her back at 1-800-977-2091.