it is 100% scam, what they do is ask for a person who does not live there, in hopes that you say that your name is ------- ----------, then they call you by a differant number and call you by name, then you think cause of them having your name right that the call is legit, but it is not, after having your correct name they will try to get personal info like social insurance number to steel your id, or bank account number and emty it, it is just a bogus name, not a real company, just a front for a scammer! they have been calling me looking for the wong person for ten years, now if that does not say scam i dont know what does! do not ever correct them by giving your name, give them a fake name and you will see them call you back, looking for you by the fake name you gave them. scammers deserve to be scammed!
I've already told them I have a credit proposal on the go. They tell me that they wont accept and they want the money. Ask to speak to management and they hang up on me