I have only had this number for 3 months and I keep getting calls for previous owners from bill collectors and who knows wherever else. I have told them repeatedly to take me off their call list. And I have reported them to FCC.
Calls my cell phone and never leaves a message. I've paid off all my debts, so I dunno why they'd have to call me 3 days in a row. Number shows up as 651-287-6118.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
AMERICAN ACCOUNTS & ADVISORS, INC.
Number threads associated with these crooks: http://800notes.com/Phone.aspx/1-651-287-6118#p1214256974953329517
http://800notes.com/Phone.aspx/1-651-287-6130
http://800notes.com/Phone.aspx/1-651-287-6129
Website says they are in Minnesota and also lists the names of the felons that work there: https://www.amaccts.com/
BBB gives them an A rating with 22 complaints and 6 negative reviews: https://www.bbb.org/minnesota/business-review ... ove-mn-45000582
LinkedIn page claims they are a software company: https://www.linkedin.com/company/american-accounts-&-advisors
Looks like they might be linked to a shady college, but why is a DC offering loans? http://www.huffingtonpost.com/kyle-mccarthy/t ... _b_4726547.html
Minnesota Dept. of State info:
Minnesota Business Name
AMERICAN ACCOUNTS & ADVISERS, INC.
Business Type
Business Corporation (Domestic)
MN Statute
302A
File Number
6R-254
Home Jurisdiction
Minnesota
Filing Date
05/08/1990
Status
Active / In Good Standing
Renewal Due Date
12/31/2017
Registered Office Address
7460 80th Str
Cottage Grove, MN 55016
USA
Number of Shares
25,000
Registered Agent(s)
(Optional) None provided
Principal Executive Office Address
7460 80th Street S.
Cottage Grove, MN 55016
USA
Chief Executive Officer
Bryan M McGroarty
7460 80th Streeet S.
Cottage Grove, MN 55016
USA
Minnesota Dept. of Commerce indicates they had a formal administrative action against them:
State Minnesota
Board Debt
Inquiry Date 06/11/2017 01:26 AM
AMERICAN ACCOUNTS & ADVISERS INC
Business Location Address 7460 80TH STREET SOUTH
COTTAGE GROVE, Minnesota 55016
Business Phone Number 651-405-9760
Fax Phone Number
Licenses
Collection Agency
License Number Original Issue Date Status Effective Date Expiration Date
8001194 08-02-1989 Active 07-23-2014 06-30-2017
Enforcement Action
This individual or company has at one time had formal administrative action taken against one or more Commerce-issued license(s). To get additional data on any such action(s), please (1) contact the Commerce Investigation Unit at (651) 539-1600 or (800) 657-3602 (phone hours 8:00 a.m. to 4:30 p.m.) or (2) click the following link and use the search utility to locate Orders involving this individual or company.
If this licensee is an individual who has contested the accuracy or completeness of any public data on him- or herself that is available here on Pulse or any other Website maintained by Commerce, then any Statement of Disagreement submitted by this individual to Commerce pursuant to Minn. Stat. § 13.04, subd. 4(a) is published while the data is in dispute and can be found by following the instructions in (2) above.
Other complaints:
https://answers.yahoo.com/question/index?qid=20150806150741AALE54e
http://badfinance.org/profile/1143/american-accounts-advisers-inc
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... nt/td-p/1676988
Looks like they were sued:
http://www.leagle.com/decision/In%20FDCO%2020 ... ADVISORS,%20INC.
https://www.pacermonitor.com/public/case/7731 ... __Advisors,_Inc
https://www.plainsite.org/dockets/2lr2oy7w1/m ... d-advisors-inc/
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Also file a complaint with the Minnesota Dept. of Commerce:http://mn.gov/commerce/consumers/file-a-complaint/index.jsp