If contacted by these crooks, please take the time to read what you need to know, do, and where to report here: http://800notes.com/Phone.aspx/1-651-287-6118#p1214292478361054166
My neighbor rcvd a p/cll from this number, caller ID said A A & A, an employee named "Vance" was talking to my neighbor about a past due medical bill. My neighbor is hard of hearing and has the volume on his phone set high, I could clearly hear the conversation 6 feet away. My neighbor disbuted the bill 3 times & "V" told him they were already taking $200 a week from his checking account, clearly a lie as it would require judicial action (Judgment) and legal service would have been done prior. If this was true a collection agency wouldn't be needed. When I told my neighbor to tell "Vance" to tell him he was disputing the claim, "V" told him "I should shut up & I didn't know what I was talking about". I will now be assisting my neighbor in finding a good lawyer, how to contact the MN AG's office and how to help "V" to look for a new job for violating state & federal laws. How would I know this, been in government collections for almost 20 years.
yup just got a call from the same number saying i owe over 100 dollars to some bogus acct so instead of arguing i told him very politely that it was being disputed under my insurance company bogus insurance company and he bought it so i will let ya know if jay calls back
My son received a call today also from jay. He told my son he was not able to give him any info because he was under age 18 at the time of collections. My son has no collections. He them asked my son for his parents name. Someone needs to do something about this guy. He's not going to get money from anyone acting like a freak.
So, reading what some of you left in these posts almost made me not accept my responsibility for my debt and not return the phone call from AA&A. I'm actually kind of ashamed of some of you. Where did your parents go wrong?
For what it is worth, here is my experience with all this. Yes, it is a debt collection company called American Accounts and Advisers (AA&A). Yes, I received two phone calls from Jay. Yes, based on the tone of the message I thought holy crap what a dick. My mistake. I could not have been more wrong. I took a nice attitude into it and he was a very nice person to deal with. He apologized for having to call me at home. He thanked me five or six times for returning his call. He helped me with account numbers and who to contact regarding the debt I owe from the original business. In my case, the clinic here in town. Oh but wait, there's one little piece of information I haven't given yet; I called with a plan to pay back my debt. $15 bucks a month was all it took.
Unlike others I had a good experience. Best of luck to all of you who have legitimate reasons. For the rest I hope karma bites you in the [***].