Calls early in the morning with the message regarding student loans. No one at this number has student loans. The message is "about your monthly payment and possible loan forgiveness on your student loans. This pre-qualification will expire on Friday. Press 2 to speak to one of our specialists now before your pre-qualification expires. Press 2 now and claim your lower monthly payments and possibly be eligible to have your loans forgiven." Clear violation of FTC laws since I am on the do not call list. Will be reporting.