They called me saying the company is suing me and getting me on a felony charge because of a cash advance of $1000. Problem with this, the bank they said I have, I have never had and I just check my credit a year ago to buy ago use and nothing showed up (they said 2012) also I check my report monthly. The only cash advance I've ever had was in the state I live in through a local company and it was paid in full each time I took it out (which the first time was 2013) I have used them a few times and could walk in tomorrow with another advance if I needed! I hope this is a scam simply because I've dealt with identify thieft before and it is no fun! Also I called back to find out who this apparent lender was and they kept hanging up on me!