Who called from 6782617364

Just got a call from this person.  Scared the crap out of me... Claims there is a felony fraud investigation against me from a closed bank account from years ago. Says I need to pay $1040 in restitution within two hours or I will be arrested in two days... Says she will submit paperwork by the end of the day. Very pushy... Says she can't give me anymore info, I just need to pay the restitution.  Talks very fast too..

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed - US Mail ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via Green Dot, MoneyGram, Western Union, prepaid gift card or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

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Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.

This THOT Rebecca Outlaw called me saying she from the fraud division and will have me  if I don't pay this loan and will send the court to my House. This trick is a joke and will go down for real.