Did you use a debit or prepaid card? If you used a debit card, you may be able to get your money back. Let your bank know you have been targeted by an extortion scam and refer them to this site.
Also--be sure and report to the FTC that you were scammed. Their contact information is at the bottom of this post.
How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
These ppl called me this morning saying they needed to talk to me or my attorney concerning a check fraud case. I know I don't have any checks outstanding Bcuz I watch my account like a hawk. So we'll see what happens!
Was called this afternoon. It went to voicemail and they left a message for a Carl Anderson saying that I needed to call them back at 678-263-3159 in reference to a check fraud case against me. Not calling, I keep an eye on my bank account and nothing out of the ordinary is going on.
Was also called this morning by Carl Anderson
Said to call back
Called back a Diane Watson the lead investigator said I needed to pay 1800.00 on a payday loan today or I would be prosecuted
Called my attorney
Assured me this is a scam
He said they cannot call and threaten over the phone and I never received anything in writing
I was called this afternoon by Carl Anderson. I didn't pick up because I didn't recognize the number. He left a message saying that I need to call them back at 678-263-3159 with respect to check fraud. I know that I have nothing to worry about so I'm not calling. This guys voice sounded like the commercial that is running one the TV about a guy stealing your credit card and your money. Ca ching!!