Yea, Mark from Beacon alright. At least these guys are not scammers! Legit business. I asked them for a loan about seven years ago to buy some equipment for my business. They said no. Now they want me but I don't need them! Got the $$ from someone else for that equipment and paid it all back on time! Now my credit rating perfect! Still, I will go back to the company that lent me money the first time. Not Beacon. I put them in my don't answer contacts because I don't need them.