Yes it is a scam. They are zombie debt collectors who are violating numerous debt collection laws. They will never and i repeat NEVER give you their mailing address or any company information. Reason? It's obvious they think they can hide from being investigated by the FTC and other agencies that monitor and oversee Fair Debt Collection Practices. They use numerous phone numbers and several different company names to scare people into paying debt they do not owe. They appear to be based in Georgia, possibly Atlanta, but more investigating is being done currently to verify an accurate physical and mailing address. These crooks go by the following names:
ERS
E-Check Recovery Systems
National Asset Recovery
They will threaten you with wage garnishment, civil suit, criminal action and numerous other threats to get you to pay over the phone. Do not fall for their tricks. Quite simply their are crooks, hoodlums, and thieves trying to steal your money. Do not let them intimidate you. They cannot legally collect the debt they allege you have ...period. They know it, and now so do you. Information is power.
I received a call as well. They are saying I owe a debt for a loan from 2004 for some faxless payday loan company. The woman said that all they needed to know was whether or not I wanted to set up and arrangement or if i would rather have my wages garnished. I told her to go ahead and garnish my wages and to go [***] herself. I will be filing a complaint with the FBI because this is a scam.
I received a call from this number yesterday - the guy said his name was Mr Ross tell me I oweed money for a Payday loan and wanted me to get a pre-paid Visa / MasteCard and call him with the card number, then he will send me a bill. I said yeah sure, this is BS ...as real collection companies send you a bill..this jerk was trell me that after he received my card number (with no funds on it), I would receive an email then something via normal mail... He said it was check fraud,,I think this guy is full of crap..Does anyone agree?
Correction to my original post.. This guy said the name of his company is NARS. When I asked him what they stood for he couldnt tell me..This is not a legit company..Feels like a scam, can someone let me know there take..thanks
Caller id says National Asset. Robo voice said there was a message for either one or Juan. Then I was supposed to wait while I was connected. You've got to be kidding.