everyone's favorite Rebecca Law from NE or GA numbers with the same stupid fraud threat and talking about opening a case in your name. Ignore. I don't know when this annoyance will go away.
When we identify this person or the location they are calling from. Probably not before, and since so many people pay without question, there is no reason for this scum to stop.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
They callat twicea day, first it is a recording telling you there us a judgement against me and to hold on until a field agent comes in the lline. Ive block number 678-866-3598 and 687-866-3593
These people think we are stupid and dumb enough to believe their BS, I have been getting same message every other day for 3 months that my name with social has been attached and set to go forth with the county if I don't return their call. It started with Nebraska area codes and now Georgia and the phone numbers are off by 1 number the next time they call. Ha....I would have already gotten picked up by now if I was going to get arrested and all my debts are taken care of. By law, they are supposed to notify you by mail if you owe a debt. . I have also saved all messages with their voices, from what I gather it's 5 of them who seem to be running their very own little business. Good luck!!!