AtI received a phone call from a 682-300-2296. They stated that charges had been filed within the state attorneys office and that criminal charges would be filed if I did not come up with the money. When I asked for the information regarding the charges she stated that it was in an evidence folder and she did not have access to it. I stated I didn't have that kind of money and she gave me the two references she claimed I put on the application. Funny but I never used those two people as references. Has anyone else received calls from them. She kept telling me to call whoever I could to get the money. She claims to have bank records and charges filed within the state attorneys office. She had last 4 digits of my social as well as last address and bank account info.... Is this a scam? And first off its not a criminal matter, it's a civil matter. Please comment if you know anything.
AtI received a phone call from a 682-300-2296. They stated that charges had been filed within the state attorneys office and that criminal charges would be filed if I did not come up with the money. When I asked for the information regarding the charges she stated that it was in an evidence folder and she did not have access to it. I stated I didn't have that kind of money and she gave me the two references she claimed I put on the application. Funny but I never used those two people as references. Has anyone else received calls from them. She kept telling me to call whoever I could to get the money. She claims to have bank records and charges filed within the state attorneys office. She had last 4 digits of my social as well as last address and bank account info.... Is this a scam? And first off its not a criminal matter, it's a civil matter. Please comment if you know anything.
It's an attempt to frighten you into paying a debt, whether it's a bogus debt, already paid off, or outwith the statute of limitations. It is illegal (per the FDCPA) to threaten people to get them to pay a debt. Debt is also a civil matter, so no one will be arrested. When they call back, demand a debt validation letter (via mail, not email or fax) showing original creditor, date of loan/debt, amount owed, date of last payment, and also whether this agency is legally authorized to collect said debt in your state.
If they refuse to send any information, or say they've sent it so many times before and they don't have to, tell them you're reporting them to the FTC and your state's Attorney General for violation of the FDCPA. Bottom line, if a "debt collector" refuses to send you proof that you owe a debt to them, they can't collect.
Just remember, no payday loan/never had one, nothing owed! These parasites usually make their calls from offshore boiler rooms and mostly from places such as Mumbai!