got a call and they left a message. It said they called because of the type of business I was conducting. I do not have a clue what they are trying to sell me.
got a call and they left a message. It said they called because of the type of business I was conducting. I do not have a clue what they are trying to sell me.
Someone called me from this number, and did not leave a message. I returned the call, and recorded message stated that it was "Total Card", a debt collector. I think they got the wrong number for I have never heard of them or conducted business with the aforementioned company.
Total Card, Inc
Their BBB page is being updated.
Bizapedia lists them as a South Dakota corporation and lists the company officers with an incorporation date of 2002:
http://www.bizapedia.com/sd/TOTAL-CARD-INC.html
Acording to Whois, their web site has been up since 2011
South Dakota lists 5 corporations with similar names-Total Card, Inc., Total Card Solutions, LLC, and Total Card Funding, LLC. I-II-III
Federal law (FDCPA) requires them to send you a letter within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.