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3
reports against 7015570451
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Who called from 7015570451

1
Melissa
A woman with a southern accent keeps calling from this number and telling me that there are fraudulent claims against me in my county and she then gives me another phone number to call to get it taken care of.  She states that I need to do it quickly before something bad happens to me.  I called the county Sheriff ND there are no claims against me!
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2
Julie Erickson
I keep getting this call from this  number claiming to be from morton county she is woman with an accent I have payment plans set up with these guys and threatening to press bank fraud charges ect and then she gives me another number to call  to resolve this  threatening to serve me papers at my place of employment. Is this legit
I want to know if there is a case against me . And I want these phone calls to stop .
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3
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
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(701) 557-0451  +1 701-557-0451  7015570451  +17015570451