Merchant service from Global, some turd sniffer was saying he could be our rate on credit card service.  Problem is, these lack of joys charges a monthly service fee where mine don't and they still claim they're cheaper.  Funny thing is, they have a monthly service fee, processing fee for each transaction, plus - plus - plus so there you go.  I just pay a very low % for each transaction I make and that's it.  No monthly no anything.  If I don't have credit card service during the month so be it.  Money saved, not money spent.  Oh by the way, if you tell them you use square or some other credit card processing company like that then they really gets them riled up and they will start by telling you they cannot keep up with the times and they will fail in less that 10 years. Even if it's true (I hardly think so) it's ten years saved on paying fees that I'm not paying now.