You are not making your point any better by using those words.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Caller ID says Bismark, ND...some woman named Kim leaves a message to call her back at some toll free number. I've never called it back - I'm sick of this "Kim" leaving a message & not bothering to identify what company she works for. Seriously thinking about changing my phone number...
Caller left a message with just his first name asking me to return his call. When I returned his call there was no answer, and I called back before 5pm. Weird, I have blocked this number!
I'm in Utah, and some guy called me twice today, the first time he didn't bother to speak when I answered the phone, the second time he asked for my soon to be "X", who lives in Omaha. I recently returned from 18 months in Korea, and just got this number less than a month ago, the X swears that she hasn't given this number away.
The number belongs to a collection agency. If you recieved a call you probably owe a bill, so call them back and pay your bill you dead beats. Make life a little easier for the rest of us!!!