I think if you look at the contract the "borrower" signed off that such information can be used at the discretion of Check City. People need to read what they are signing. . .
The general guidelines should be standard. Yes, a lot of people have hard times and must do what they have to do. Not here to bag on why anyone has loans, basically to state that Check City should have some 360 degree coaching for the reps they hire to represent them. If I could upload a recording, I would. Stop asking employers and people's references for Social Security numbers. There is enough identity theft and all employees are not honest with customer information. That being said, 13 always investigates for consumers.
From Check City. A prospective borrower put down my cell number with someone else's name for a reference. I have never heard of the borrower nor the supposed reference. The borrower had given Check City bogus information and used my number to do so.
When I called Check City to set them straight, they were polite and professional and said they would take my name and number out of their system immediately. I have no reason to believe they will not.
I don't answer unknown calls and the woman at Check City left a voice mail with the borrower's name and name of supposed reference, and her name and ext. I have that saved in case Check City calls again and/or in case this bogus borrower uses my phone with that other person's name anywhere else.
If Check City is calling you, it is because someone gave them your number. They are just doing their job.
No,
They should accept their loses or quit charging interest after 300% return,has been accumulated,on the debt.Accept a lower rate of return in their business model,as everyone else that has had too,in the last 30 years.No one forced Check City to make this or any loan.These borrowers were there for you,when you choose to loan them money. Accept your loses Check City.Grow up and live up to your responsibilities to society ,give them a break and forgive debts.Check City will be a better
company.