They have called me 4 times, they say they are from Bay Bank and the last guy said his name was Jason White, they have all spoke in a heavy acsent. They say that my name was picked to reduce my mortgage interest rate and then ask what time the next day (morning, afternoon, or evening) would be best for the specialist to call for a no obligation appointment. I have told them repeatedly to stop calling and that I was not going to give them any personal info, I have also told them that I thought that they where a scam, and when I try to call the number back it is disconnected. They have no response except are you sure it was our company. I am sure, it is on my flipping caller ID. I beleive they are a scam, do not give out personal info. If anyone has further information how to stop the calls or how they can be calling from a disconnected number please respond.