We have received calls with identical or very similar recorded messages about getting a lower interest rate from this and other telephone numbers. Filing a complaint with the Federal Trade Commission at https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2 is easy and doesn’t take long. You don't have to be on the Do Not Call list to file a complaint. Reporting these illegal and annoying phishing calls may eventually get whoever is behind them in trouble with the law. After receiving two calls on the same day, I began filing a complaint after each incident--and in the notes section of the form I document the number, date and time of every prior call. I make it easy to do this by keeping a word processing document on my computer desktop from which I copy and paste the updated list of previous calls. Hope others will choose to join me.