I too received a call from Sharon Chambers today and she also called my father.  She said I would be charged with fraud if I did not pay her today.  I asked her for more information and a letter with the information, so I could look into the situation.  I have never had a loan with my father and he has not co-signed for me.  I am shocked at how this all was handled.  I have never talked with an "attorney" that screamed and was extremely unprofessional.