Who called from 7048861095

This number called my cell phone and the caller didn't say anything...dead silence.

called 4:53pm. hello, this is heather with account services calling about your credit card. don't worry there is no problem with your credit card. this may be your last chance to lower your credit card interest rate. please press 1 for a live operator. i waited then heard someone pick up. then i hung up.
spam!

Same experience. I have only one credit card and I guarantee they weren't the ones calling me. This is spam, if not an outright scam. Beware! They were polite and said they'd take me off the list when I asked. Who knows?

Recorded "last chance" offer to lower my interest rate.

I pressed '1' and was connected to a human, and when I asked to be placed on their do not call list, was hung up on.

just called and hung up. when I called back I pressed 1 to be put on do not call. never spoke to anyone