Complete scam. If you'd committed a felony, the first you'd know about it was when the cops showed up to question and/or arrest you. And even if you had defaulted on a payday loan, this is *not* check fraud. Per the FDCPA, you should not pay any caller who refuses to mail - do not accept email or fax - proof of debt/proof they have the legal right to collect said debt. Refusal to mail this documentation within five days of their first call is a violation of federal law. As is threatening you with a felony warrant. Please do report these yahoos to the FTC, FBI and your state's Attorney General.
www.ftc.gov
www.fbi.gov
www.naag.org - you can find your state AG here.
Complete scam. If you'd committed a felony, the first you'd know about it was when the cops showed up to question and/or arrest you. And even if you had defaulted on a payday loan, this is *not* check fraud. Per the FDCPA, you should not pay any caller who refuses to mail - do not accept email or fax - proof of debt/proof they have the legal right to collect said debt. Refusal to mail this documentation within five days of their first call is a violation of federal law. As is threatening you with a felony warrant. Please do report these yahoos to the FTC, FBI and your state's Attorney General.
www.ftc.gov
www.fbi.gov
www.naag.org - you can find your state AG here.