CashCall, Inc has continued it's unlawful methods of collection. The California Attorney Generals office pursued and obtained a Judgment against CashCall, Inc in the Superior Court of California in the County of Los Angeles (Case # BC420115) in 2009. Additionally, there is a current case in Northern California against CashCall, Inc for the same violations (Case #CV 08-3174 MEJ). This has been certified as a Class Action Lawsuit against them. The State of West Virginia won a $15 million dollar judgement against them for illegal collection practices.
I have been a victim of CashCall's continued practices and sent certified mail to them, thus my ability to prove their violations. Yet, they continue to violate the Judgment against them, showing blatant disregard for the Court and the Attorney Generals Office. Further sanctions and/or action needs to be taken against them.
I encourage EVERYONE who has similar problems with CashCall, Inc to file a complaint with the California Attorney Generals Office as well as the California Dept or Corporations. Check back here periodically as I'm in the process of finding an attorney for action against them.
List of numbers they use:
214-453-5669--TX
562-287-5532--CA
843-376-5916--NC
706-956-0336--GA
252-389-8131--NC
918-716-9384--OK
678-818-0207--GA
336-792-7637--NC
215-933-3520--PA
832-572-5405--TX
And this doesn't include the numerous TOLL FREE numbers they call from.
The Fair Debt Collection Practices Act, FDCPA, dictates how debt collectors can act when collecting a debt from you. These are things a debt collector can't do. If you need to reference the law, citations have been provided.
1. Ask you to pay more than you owe
The collector cannot misrepresent the amount you owe. [15 USC 1692e] § 807(2)(a)
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2. Ask you to pay interest, fees, or expenses that are not allowed by law
The collector can't add on any extra fees that your original credit or loan agreement doesn't allow. [15 USC 1692f] § 808(1)
3. Call repeatedly or continuously
The FDCPA considers repeat calls as harassment. [15 USC 1692d] § 806(5)
4. Use obscene, profane, or abusive language
Using this kind of language is considered harassment. [15 USC 1692d] § 806(2)
5. Call before 8:00 am or after 9:00 pm
Calls during these times are considered harassment. [15 USC 1692c] § 805(a)(1)
6. Call at times the collector knew or should know are inconvenient
Calls at these times are considered harassment. [15 USC 1692c] § 805(a)(1)
7. Use or threaten to use violence if you don't pay the debt
Collectors can't threaten violence against you. [15 USC 1692d] § 806(1)
8. Threaten action they cannot or will not take
Collectors can't threaten to sue or file charges against you, garnish wages, take property, cause job loss, or ruin your credit when the collector cannot or does not intend to take the action. [15 USC 1692e] § 807(5)
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9. Illegally inform a third party about your alleged debt
Unless you have expressly given permision, collectors are not allowed to inform anyone about your debt except:
•your attorney
•the creditor
•the creditor's attorney
•
a credit reporting agency•your spouse
•your parent (if you are a minor)
[15 USC 1692c] § 805(b)
10. Repeatedly call a third party to get your location information
The collector can only contact a third party once unless it has reason to believe the information previously provided is false. [15 USC 1692b] § 804(1)
These people are relentless. They use all kinds of different numbers.
They are from all over the country.
They call every hour on the hour from 8am-10pm Mon-Sun.
These are some of the numbers they use.
I get new ones everyday. When they realize noone is going to answer the phone the change their
number and location.
They are a payday loan company that is really "Western Sky" They are owned by the indian reservations.
They are exempt from complaints as they are considered non profit. Which is BS because they charge 300% interest on their loans.
How is that non-profit or legal.
I am going to find a way to sue them for harrassment.
There should be a way to get a class action suit against these people.