SCAM ALERT. MAN CLAIMING HIMSELF AS "OLAF BROWN", THEN BE CONTACTED BY "DAVID MARKHAM" WITH DAVID AND CONNOR LAW ASSOCIATES.
THE EMAIL I RECEIVED:
You are going to be legally prosecuted in the Court House. Your SSN will be put on hold, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
If you are not willing to return this loan back, then just notify us so that we can file a lawsuit against you for MONEY FRAUD in superior court house and all this things will be informed to your employer and your references.
As you are a defaulter on this credit stated 5 serious allegations against you and they are:
(1) Violation of federal banking regulation.
(2) Collateral check fraud.
(3) Theft by deception.
(4) Banking fraud.
(5) Biggest violation of EFT (Electronic Funds Transfer).
Now, this means two things for you:
1. If you are under any state probation or payroll I need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
2. This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer.
Attachment of Earnings base (Earnings Arrestment) - Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, Client is seeking either of the following remedies - All funds to be returned as per terms of initial contract.
This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.
.
Our records show that your current balance is $990.00, of which $990.00 is now past due. We hope this is merely an oversight on your part. If you haven't already sent a payment for the past due amount to us, please do so today.
If we do not hear from you within 24 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
Lastly as being the US citizen you do have right to have an attorney and if in case you don’t have one or can’t afford one than one will be appointed to you from our end to represent your case in court house and if in court you found guilty than the total cost incurred to execute the case will be $6583.25 will be levied on you which include the interest on the amount, court penalty excluding attorney's charges that will be hired for you from our end.
We believe that this was not your intent and that these steps are unnecessary.
Yours sincerely
Olaf Brown
Collections & Legal Department
Wow...that email violates so many consumer protection laws that it's laughable. The fact that it's an email spells SCAM in capital letters. Whatever you do, don't click on any links. Delete it and block the address after you've reported it. Here's the FTC page on reporting these email scams:
Received the exact same email around 12 noon today. Supposedly from a man named John Bishop. When I responded to his email and asked him what company this was from and why was there no contact information included..I didn't receive any response. I sent another email a few minutes later telling them that if I did not get a response I would consider this email invalid and would keep the email I sent to them as proof that I responded and they ignored it. Immediately I received an email back. It said as follows:
Your case has been already generated and is going to be get downloaded within couple of hours.
For any further information you can contact Mr. David Markham on 7073880560.
Regards
John Bishop
What happened to 24 hours? The original email said I had 24 hours... it had been less than two hours and supposedly they had already generated my case and were about to download it... whatever that means.
Next I called "Mr. David Markham" and he asked what case this was regarding. I gave him my name and case # and he put me on hold . When he came back he preceded to read the email that I was sent. When I asked him what company this loan was with he replied money cash.net. I told him I didn't recognize that name and asked him what loan service it was...he said I don't know they have over 300 lenders. I thought that was a little fishy? He then asked me if I was playing with him and that I needed to listen what he was saying and to get a pen and paper to write down any info and then I could ask him questions when he finished. I asked him if there was any way to resolve this matter without going to court and he told me that he would talk to a senior advisor... he then put me on hold for a long time...then called me back on the other line. He told me I could resolve the issue only if I paid 40 percent of the $631 I owed today which was $252. I asked him what time they closed and asked if I could call him back later. I then began to research the matter.