4 years ago I "leased" a Credit Card Machien from a Salesman that was pushy and made me feel hurried. All sorts of red flags were thrown up and when I finally agreed due to the "lowest merchant fee" available and qucikest pay time on card purchases. I signed a few pieces of paper contract that did not appear to detailed, basically stating it was a "48 month" lease term and I must keep equipment in good repair, etc...When I received the equipment and contract through the mail, conveintley there were no contact#s except from the maker of the cc machine. I have tried unsucessfully for 4 years (I have documentation) to reach the company but everyone I contacted told me the machine was not theirs and not leased through them.
The amount of the monthly lease was for $49.95 to be deducted from my business account each month until the 4 yr expiration however they took $58.04 every month.
I used the machine only 3-4 times max and decided it was not worth the fees and the amount of time I was having to wait to get my money.
I tried reaching the company from a ph# that shows on the bank statement each mo, but even they claim to have no clue but spend over an hour and a half trying to help me locate the company and any contact info but were unsuccessful.
After the 4 yr lease expired (4/8/2010) I had my bank close that account to prevent them from taking any more money and force whoever this really is to have to contact me now!
Of course after 2 FAILED attempts to get anymore money, suddenly they start calling my office and sent me a letter saying my account was PAST DUE!!
I forgot to mention- PRIOR to these calls and letter arriving I was able to locate some original documents from an old file and returned the cc machine and a certified letter. I have contacted an attorney and if they continue to harrass me I will in fact pursue them legally!
This company is a SCAM- How they operate is to contact locally owned small mom& pop companies and offer them the lowest processing fees and a great rate on the equipment. Once they sign your name up, they are illegally taking your signature and copying it on to a NON CANCELABLE CONTRACT with some of the most outrageous terms and ALL to their benefit. Then once they have the money coming out of your account, they disappear and there is no salesman to reach, no company rep to ever check in on you, etc... BEWARE
They operate under the names of NPC/RPSI Inc.; National Processing Co and Lease Capital Group.
Ph# 708-364-1024 or 1-866-465-3273
7821 185th St, Tinley Park, IL 60477
4 years ago I "leased" a Credit Card Machien from a Salesman that was pushy and made me feel hurried. All sorts of red flags were thrown up and when I finally agreed due to the "lowest merchant fee" available and qucikest pay time on card purchases. I signed a few pieces of paper contract that did not appear to detailed, basically stating it was a "48 month" lease term and I must keep equipment in good repair, etc...When I received the equipment and contract through the mail, conveintley there were no contact#s except from the maker of the cc machine. I have tried unsucessfully for 4 years (I have documentation) to reach the company but everyone I contacted told me the machine was not theirs and not leased through them.
The amount of the monthly lease was for $49.95 to be deducted from my business account each month until the 4 yr expiration however they took $58.04 every month.
I used the machine only 3-4 times max and decided it was not worth the fees and the amount of time I was having to wait to get my money.
I tried reaching the company from a ph# that shows on the bank statement each mo, but even they claim to have no clue but spend over an hour and a half trying to help me locate the company and any contact info but were unsuccessful.
After the 4 yr lease expired (4/8/2010) I had my bank close that account to prevent them from taking any more money and force whoever this really is to have to contact me now!
Of course after 2 FAILED attempts to get anymore money, suddenly they start calling my office and sent me a letter saying my account was PAST DUE!!
I forgot to mention- PRIOR to these calls and letter arriving I was able to locate some original documents from an old file and returned the cc machine and a certified letter. I have contacted an attorney and if they continue to harrass me I will in fact pursue them legally!
This company is a SCAM- How they operate is to contact locally owned small mom& pop companies and offer them the lowest processing fees and a great rate on the equipment. Once they sign your name up, they are illegally taking your signature and copying it on to a NON CANCELABLE CONTRACT with some of the most outrageous terms and ALL to their benefit. Then once they have the money coming out of your account, they disappear and there is no salesman to reach, no company rep to ever check in on you, etc... BEWARE
They operate under the names of NPC/RPSI Inc.; National Processing Co and Lease Capital Group.
Ph# 708-364-1024 or 1-866-465-3273
7821 185th St, Tinley Park, IL 60477
I had the same problem in WI. Chuck DeBacker was a NPC/Retriever independent sales rep. He came to my small business and told me that they could lease equipment to me at a low rate and I could cancel at anytime. Well, after a year, I decided it wasn't working for me. I called the sales rep Chuck DeBacker, and the phone number didn't work. I called Retriever, and was told that Chuck still works for them but they could not "give out" his number, that Chuck would have to contact me. Of course , he didn't. I was then told that I had a 48 month non-cancelable lease with NPC/Lease Capital. All of these businesses are one and the same. I tracked down Chuck(thank god for facebook) and got his number from his mother. Of course, he just laughed at me, and told me that he never told me that I could get out of the lease, just that I could get out of using the services. Rip-off! Plus I asked for copies of the orginal merchant agreement, of course, Mr. Chuck altered and added pages to the contract that I never signed nor saw...Run as fast as you can if anyone come to your shop to offer you credit card services!
Chuck debacker lied to me also. He stole from me and continues to do so everyday. What goes around comes around and im sure he will get what he deserves someday.
No, Chuck Miller lives inTexas, I live in Wisconsin. Chuck is a good and fair guy as am I. The lady was offered the option to cancel and she threw a fit. I did not make up signatures or do anything wrong. It was a misunderstanding on her part and now she is acting like a child.