Got a call from this number today, 4:18pm. Claimed to have significant information about my credit report, and told me because I pay more than my payment, I get a reduced interest rate. When I asked for additional info, he stated that I have "several credit cards" with a balance over $3k. I told him "yeah, that's not right, I have only one card with anything over $1.5k" He then called me an IDIOT and proceeded to go off on me, which I then lost my [***]. I told him he is a fraudulent mother f*cker, and to go fu*ck himself. I then hung up. I pray to hell, one of our IP tracking brethren locate this scandalous set of people and destroy them. I'd pay for that!