My granddaughter answered my phone while I was out (8/8/11) and heard a recording that said I owed a payday loan and the recording had derogatory comments about me. She was shocked and hung up. I called the number when I got home to be greeted by a crazed person who said he was Officer John Adams. He screamed at me, threatening me with jail for stealing money. I asked (had to do it over top of his bellows)for an explanation and was told I owed a payday loan and he was going to put me in jail. He demanded twice to know : "Are you home now? Are you home now?" He refused to tell me when I took out the alleged loan, in what amount, from whom, etc. He didn't even demand paynent for this alleged debt he refused to verify. His sole intent was to threaten and abuse me. I asked him what he was an officer of, to which he replied he was an officer of collections and had been doing it for a long time. He then said he was a policeman for 25 years in Dallas County, Iowa. I called the Dallas County Sheriff's Department to report him for impersonating an officer and was told they had never heard of an officer John Adams.
My granddaughter answered my phone while I was out (8/8/11) and heard a recording that said I owed a payday loan and the recording had derogatory comments about me. She was shocked and hung up. I called the number when I got home to be greeted by a crazed person who said he was Officer John Adams. He screamed at me, threatening me with jail for stealing money. I asked (had to do it over top of his bellows)for an explanation and was told I owed a payday loan and he was going to put me in jail. He demanded twice to know : "Are you home now? Are you home now?" He refused to tell me when I took out the alleged loan, in what amount, from whom, etc. He didn't even demand paynent for this alleged debt he refused to verify. His sole intent was to threaten and abuse me. I asked him what he was an officer of, to which he replied he was an officer of collections and had been doing it for a long time. He then said he was a policeman for 25 years in Dallas County, Iowa. I called the Dallas County Sheriff's Department to report him for impersonating an officer and was told they had never heard of an officer John Adams.
The FBI came out with a press release last December regarding this extorion scam:
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Sadly, the FBI does not have the money or manpower to go after these criminals. This fact was highlighted on a segment of "Dateline" the other day. However, they give some valuable tips on the press release as to how you can protect yourself.
I had the same thing happen to me for the past 3 weeks, John Adams was very rude, cursing, threatening etc... the number he used was 704-458-6056 the company that he said I needed to contact was United, so I called and asked if they could please send me the paper work that pertained to this payday loan that I supposedly took, I told them if I owed the money I would make payments and pay them back, the hung up on me when I asked what there address was and if they were registered with the Secretary of State... If this happens to you make SURE you get ALL the documentation that you need to make sure you are not being SCAMMED - which is what this is!
These people call from 712-202-2181 being very rude, John Adams saying something about a payday loan saying I need to turn myself in to the police department because i had a warrant. So I had my Lawyer to call and they hung up on my lawyer. When I called back they said they couldn't find my number or my name at all in their computer!!! Plz do not fall for these people scam...