This call showed on cell phone as 1 (712) 225-255 (No typo, that's exactly as it appeared.) Naturally, I didn't answer and no message was left. I searched on 800notes, adding a different number on the end each time. This is obviously the same number.
I got the call about 15 minutes ago, the prerecorded message said it was my second and final chance to lower my interest rate, and that I had already received something in the mail. I stayed on the line to talk to somebody but as soon as I asked for more info about the company she hung up. I was unable to call them back, as the number is "not in service."
Got this call a few minutes ago, no message left. It sounds like this is a phishing call... all they are doing is verifiying, once you answer or call back, that yours is a working phone number. What they do with that information I couldn't say except that maybe they sell the information to phone marketers/spammers and debt collectors.