This is to document call received back on Monday 04-07-14 that I missed logging here.
got robocall from 508-475-1394 caller ID said "WHITTIER........IA" on Monday 04-07-14 @ 913 AM
Message was from "Account Services wanting to lower my Interest on my credit card..........press 9 to talk to a......"
So I pressed 9 and the female got the "SCAMMER HORN".
Received call on my cell phone. Let it ring through and go to vmail. No message. Then seconds later they tried calling again and I quickly rejected the call, again sending it to vmail. Again, no message was left.
You have to tell them you owe a lot of money (I use numbers like $10 to $12K) and have a high interest rate (e.g. 13%). You have to be making your minimum payments. When they ask me for your credit card information, tell them you have to go get the card, and then work on the computer (or take a dump) while they hold. When you can't string them along any longer, ask for a number where you can call them back when you find your card. This is usually when they hang up.
If I waste 10 minutes of their time (not mine, I'm doing constructive work or taking a dump while they wait), that's more than a dollar even at minimum wage. It also ties up their "service representative" so he can't steal from some genuine victim. If they keep calling me, that is going to happen every time, and I am surprised they haven't figured it out yet.
They are breaking the law, but the FCC can't shut them down because the FCC can't locate them.
Rachel from Cardholder Services did get caught, though. http://www.ftc.gov/news-events/press-releases ... nforcement-case
Her real name is Dana M. Miano, and her associate is Christopher L. Miano.
Here's another that called the wrong person one too many times (out of 100 or 200, but they got unlucky on the 101st or 201st): http://articles.sun-sentinel.com/2013-06-11/b ... pany-violations
This is adapted from an anti-bullying ad campaign.
Today at Account Services (or Cardmember Services, or whatever), I learned a lot. In my first hour, I learned that I'm too fat and ugly to be a prostitute. In my second hour, I learned that my family is ashamed of me and wishes I had never been born. In my third hour, I learned that I have no real job skills. And by lunch, I learned I am subhuman garbage. The only thing I apparently didn’t learn at Account Services today is to stop making illegal and harassing recorded calls, because I'm still doing it. But, if enough of the people I harass treat me in this manner, maybe some day I will.
Note, however, that they will hang up quickly if you talk to them this way, so be sure to waste their time first.