Caller ID said ERICKA TAYLOR but the caller was a Male with Foreign Accent. Faked call from "VIsa/Mastercard" wanting to "offer lower rate". Asked me if I had any idea what my account balance was, asked me to just take a guess, and ALSO my ACCOUNT number. I responded by saying that if they were either of the VISA/MASTERCARD companies, they would have that info. He again asked me to "just take a guess at what my account balance was". I told him if he worked with the company he would have all that. And then CLICK. HE HUNG UP. Upon trying to call that number back to speak with Ms. Ericka Taylor, all I got was a fast busy signal.