The callers are the drug-addicted "card services" scammers, who call us, pretending to be associated with our credit card companies, in an attempt to fool us into giving them our credit card numbers, so they can rip us off. People that have given their card number to these junkies have suffered severe financial losses. Beware of these lowlifes, and warn others, before they are cheated!
They keep calling here and we will not answer. It's MY phone, folks. I pay the bill. I won't answer a call unless it is identified as from a family member or KNOWN business associate. So quit wasting your time. All it takes from me is click, click on the caller ID box, and you are GONE.
Another one of those calls offering to lower my credit card interest rate (I already have the lowest possible rate through USAA). I complained about Card Services violating the Do Not Call federal law. The woman responded by telling me there was no such thing. Imagine that! She lives in one fantasy land, and I live in another expecting that telemarketers will leave me alone.