This is a harassing scheme of a debt collector who has bought old debt saying that you still owe money and they need an address to collect and send a litigation letter!
This is a harassing scheme of a debt collector who has bought old debt saying that you still owe money and they need an address to collect and send a litigation letter!
BEWARE! This is a harassing debt collector: Premium Asset Services. They are operating unlawfully by violating multiple provisions of the Fair Debt Collection Practices Act. For example, (1) they will not send written notification of the debt; (2) they do not identify themselves as a debt collector in phone communications, instead falsely posing as a law firm; (3) they will threaten litigation when they do not intend to do so.
I received numerous calls from these people. Its a scam. I made the mistake of believing a gentleman that kept calling repeatedly, saying that I was going to get arrested if I didn't pay off a defaulted loan through CashNetUSA. I scrounged together the money, paid the loan off and even got something in writing saying that the loan was, in fact, paid in full. I checked with CashNetUSA, and they record of my loan being paid in full. Now I am getting call from this company. I emailed CashNetUSA and the response they gave me, was that this is fraud. Do not call these people back. CNUSA is working closely with the FBI to try and catch all of the fraudsters.