These people have been calling almost weekly for about the last month and a half. the caller ID Phil Kantros. A couple of weeks ago they asked for someone I don't know, todeay they said they were with CCD & Associates
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
these people who ever they are are liars and crooks there numbers are bogus and its all strong arm tactics to collect debts from years ago it needs to stop now
Last two months I have received phone calls from 714-975-7622 and they do not state who they
are calling for. Hi, Hi, Hi we have been trying to get ahold of you and you need to call back by end
of day! I feel like changing my phone number from these people