Who called from 7162041815

Someone called said there from a law office and gonna send papers to my job. LOL I haven't worked and two year and now I'm semi-paralyze on one side. Good luck I don't own anything and don't have a job.

Sterling And Seymour
BBB Business Review
This Business is not BBB accredited
Sterling And Seymour
Phone: (716) 204-1800
Fax: (716) 630-6633
4245 Union Rd, Suite 208, Cheektowaga, NY 14225
[email protected]

On a scale of A+ to F

Reason for Rating

This business is not BBB accredited.

Factors that lowered the rating for Sterling And Seymour include:

Length of time business has been operating
13 complaints filed against business
3 serious complaints filed against business

BBB file opened: April 29, 2011

Business started: 04/01/2011 in NY
Type of Entity
Limited Liability Company (LLC)

Business Management
Mr. Kurt Cieselski, COO

Contact Information
Complaint Contact: Mr. Kurt Cieselski, COO

Business Category
COLLECTION AGENCIES

Alternate Business Names
Sterling & Seymour

Industry Tips
Debt Collection

http://www.bbb.org/upstate-new-york/business- ... a-ny-235964614/

www.NYdebthelp.com

Here is some basic public knowledge about Sterling and Seymore.  Do not be alarmed by their tactics of being an attorney's office or that they are filing matters with a court in your county.

They are your average, run of the mill, all day, every day, bottom feeding, third-party collection agency.  

News Flash: Do you know how much money they would actually shell out to take any of these cases to court?  It's a waste of time, especially for matters under $3000.  

Scenario: If they sued you, first they would have to serve you; you would have 10-30 days to prepare your court case.  Your case would be tried in front of a judge.  Pending the judge's decision (let's just assume they've won), they would get an order of judgement, which is in affect, just a piece of paper of the court that says you owe the debt.  They would STILL have to collect on that.  Now, for them to garnish your wages, accounts, and others, they would then have to go back to the judge have to asess your assets, after subpeonaing your payroll records and bank account statements, before coming up with an amount they are able to take.  

Here's the good news; If on the off chance they were NOT illegal, and this happened, depending on your state, they are only entitled up to 10% (there are two states that say 15%).  That's it.  If they were to get a lien, yes, it makes life more difficult, but again, we're discussing LEGALITIES.

Nothing that was posted on this site for this agency is legal.  In fact, if you were to file within your state harrassment or FDCPA violations, the action can and sometimes will result in nullifying a debt.  Depending on how much is owed, it can be quite significant to know, huh?

The stuff posted underneath is quite important.  This is with whom this company is registered to.  Bear in mind, it is an LLC, "Limited Liability Company."  Basically, this is one step above an Individual's DBA (simple "doing business as" form), but yet not quite as organized as a corporation.  In fact, legalzoom.com will give you an LLC for, what we believe is $89.95 (plus tax, if applicable) this month.

Listed below is the state, county, and city in which this business is registered, the name of the person who filed for the business and their business address.


NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through October 8, 2011.


--------------------------------------------------------------------------------

Selected Entity Name: STERLING & SEYMOUR LLC
Selected Entity Status Information Current Entity Name: STERLING & SEYMOUR LLC
Initial DOS Filing Date: MARCH 31, 2011
County: ERIE
Jurisdiction: NEW YORK
Entity Type: DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status: ACTIVE  

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
JULIE ATTI ROGERS
487 MAIN ST. STE 400
BUFFALO, NEW YORK, 14203  

So far, our research has come back with a total of three seperate addresses for this company, which, SHOCKINGLY does not include a PO BOX, like most collection agencies do for their own protection.  

Please bear in mind that we cannot under any circumstances speak for other state regulations and laws; however, you can always check your own states' laws on their websites for consumer affairs.

You've been a captive audience.  Thank you, for your time.

I have outstanding dept that I would like to payoff now that I am able. Sterling & Seymour is the latest collector to call me with a bunch of BS about garnishing wages and law suits. Bottom line is I want this debt off my back, so I'm willing to deal with them, but how do I know for certain that they actually own the original dept? I've tried tracing it from the original lender(HSBC), but got only as far as the first company they sold it to.

This Julie Atti Rogers really gets around; she appparently started ANOTHER LLC, Goldstein & Barone, see links below:  

http://appext9.dos.ny.gov/corp_public/CORPSEA ... _results_page=1

I actually received a call from some scammer calling himself Christopher Anderson (could you get any more generic), at (832) 726-4128 (which is a cell phone in the Houston area) claiming to be an attorney contracted by Goldstein & Barone, who even had the balls to walk me thru the NY State Dept of State website (business search) to "prove" that Goldstein & Barone was a legitimately licensed law firm.  Sure, they exist in terms of having filed LLC papers, but that's IT....they have no physical or online presence beyond that.  

http://www.dos.ny.gov/  will allow you to search for business licenses in NY, but again, that means NOTHING.   I DID find an online presence for Julie Atti Rogers and tried calling her; I wonder if she is really up to no good, or if someone is just using her name for their own scamming activity.   I wonder how many more BOGUS LLC's she's responsible for????

DO YOUR HOMEWORK, people!  NOBODY can serve you or arrest you for not paying a debt; even though this scammer tried to tell me its not due to an unpaid debt but instead it's a criminal activity (check fraud), this is ALSO BS....the Fair Credit Act protects us from these bullies and scare tactics; don't give into them.  Tell them to send you written proof of the debt, and instruct them NOT to harass or threaten you at home, at work, or by contacting familiy members.  CEASE and DESIST.  If they continue with their nonsense, REPORT THEM.  

Even better?  Look into Google Voice; it's a FREE and FANTASTIC tool to handle unwanted phone calls, spammers, debt collectors, etc.  Check it out:  http://www.google.com/googlevoice/about.html
After a divorce where my husband TRASHED my credit and left me hanging, this free service has been a GODSEND!