First they called a small local business asking for me, how they got that number I do not know since I've never worked at or had any affiliation with said business. Then they called my cell telling me that I'm going to be sued for a payday loan I took out. The acct they're saying I used was closed 2 yrs prior to when this loan was allegedly taken out. They said the date might not be accurate but they have records showing I took the money out of the acct. how can they "know" I took money out of an acct but not have the date it was supposedly done? And one cannot take money out of an acct that no longer is active. I told them I could send a payment to them just to see what they'd say and they don't give out their address. In short, I think they're full of crap. None of their story adds up and I know my finances well enough to know that I hadn't taken a loan nor did I have an acct.
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
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Also read up on the laws and your rights:
Keep getting called for what debt I have no idea. Threating to serve me court papers and all so calling my place of employment. Just submitted a debt collection complaint!!! Majoy scammers!!!!