Person claimed I had a case against me. Can't remember the reason. Spoke with someone there, gave my info, asked about unpaid loans, told him that wasn't me since I was underage and weren't able to apply for loans at the time they gave me. Said that it might be a case of identity theft and we're closing the case. Couldn't tell if it was a legit firm or not.
If there is a case against you it will be presented to you by a police officer or through the mail. Not over phone or email.
Person claimed I had a case against me. Can't remember the reason. Spoke with someone there, gave my info, asked about unpaid loans, told him that wasn't me since I was underage and weren't able to apply for loans at the time they gave me. Said that it might be a case of identity theft and we're closing the case. Couldn't tell if it was a legit firm or not.
If there is a case against you it will be presented to you by a police officer or through the mail. Not over phone or email.
Wasn't going to include my comment, but will add my two cents. I, too, got a call from this office, and i did have an account there. My problem there was that my finances had gone down, just before I got this job. Plus contending with matters of an ex wife. The guy I spoke with was not as pleasant as I would have liked, in the beginning. But, soon, stopped talking long enough for me to speak. They are, admittedly, not very nice....even as I told them what kind of job I have as a police officer. I also noticed a problem with the balance they gave me. I didn't think I had a balance that high. This doggone call took almost 30 minutes!! While I had them on hold for a few minutes, I did find that they were a legit company, although I did't find much on them. I got over on them a bit, by demanding that they allow me to negotiate a payoff. The law says that they HAVE TO ALLOW REASONABLE RESOLUTION. But take care!!!! Because some laws are kinda loose in interpretation. I'm not a scumbag!!!! Just someone who lost their way for a few. Oh!! Make sure they send you your paid letter, if you decide to pay. If you have a matter "pending"....yes they can call to advise and/or resolve. When the suit is finally submitted to the courts, then an officer of the court would deliver paperwork. At THAT time they, have to cease all communications until decision is made by the courts.