Watch Out! Scammers trying to obtain money from past due "payday loans" from closed bank accounts. They read off the last of your social before even addressing themselves or what company they are with. My personal information has been "sold" time and time again to these companies trying to get funds. They will not send anything through the postal mail (since that would then become a federal offense by impersonating a debit collector) for the stated reason "it takes too long" but this supposed debt was from over 7 yrs ago.

Be careful. Take from this what you want, but protect yourself. I'm listing as a prank call because they are NOT a debt collector, nor a telemarketer.... they are mis-informing people who had made ill decisions previously in life and trying to scam money posing as a mediation firm collecting a "debt".