Oh, "Reality", why is it you start off sounding somewhat coherent, then you go off on the assumption that everyone who takes out a payday loan has no intention of paying it back from the get-go! Apparently, you have the ability to read minds, but not books? Oh, and now the CAPSLOCKS starts and you become an illiterate know-it-all inbred hillbilly? Let me guess; Lockport just HAS to be in Upstate New York. I've never seen such a gathering of illiterate posters in my life! To all of you in Lockport; if Anthony Coppola/Capolla/Cappola/whatever, is making lots of $$ illegally, then he doesn't deserve to be worshiped like you all seem to be doing.. Drug dealing and/or extortion?! Really?! Do the folks from Lockport really think this Anthony C. is worthy of envy? Is he Lockport's great heros? Oh, by the way, I'm a vegetarian, I don't "eat" summonses. RJ and Assoc certainly "thrived", I tried looking for their website and it seems the domain name is up for grabs. Should I address my fan letters to Anthony to Sing Sing? And, please, to all of you typing in all CAPSLOCKS; take your "bonus" check and buy a new keyboard because it is obvious that the Caps Lock key is getting STUCK TOO MUCH! Or, is it that you let go of the tie on your arm before you were done writing this mush? "Smile :0"
This guy said his name was Terry Sullivan, but the phone said, "Pat P". He said he was an arbitrator for Robert Janes & Assoc in Buffalo, NY and that my daughter owed a $671 debt from three years ago and now it was going to cost $4,983 plus court costs and they would be serving her a summons at work if she didn't pay it off today. He also mentioned Goldstein & Stern and Kessler & Friedman.He said they had pulled her credit report and you know that brings the percentage down. They can do this without your permission? He had a bunch or erroneous information and had her linked to someone we'd never heard of. First I called the police and they said collection agencies can bother you like that. Then I looked up Robert Janes & Assoc in Buffalo, NY. They don't do this kind of litigation(collectionss). The other number was 877-309-7228 extension 202. I couldn't get through. The 716-242-7588 is connected to Kessler & Freedman
a collection agency in Buffalo,NY. They have multiple phone numbers and multiple addresses.
It is your best interest to call the Attorney General at the Consumer Protection Hot Line (1-800-368-8808) and make a complaint. You have the right to dispute any of this, if you are contacted with an actual summons. Fair Debt Collection Practices should be able to help you.
i actually had a similar situation with this company except i later found out that they only obtained one of my delinquint accoun ts from this kellser and freedman who was also goldstein and stern and are now outta buisiness,,,,terry sullivan in fact works for robertjames and associates , they have absolutely no ties to goldstein and stern or kessler and freidman,,,long story short i actually settled a past due account for pennies
This guy Terry Sullivan called me over a month ago. Much like you Casey, he had erroneious information and bad information from old credit data. He claimed they would come after me immediately if I didn't pay that day. He said I owed my ex husbands debt from almost 10 years ago for an old and closed BofA card which was not mine. I called BofA, they had never heard of them, looked up my ex husband's account, said it was closed and not even being persued. I have them the name and phone number of this "Gateway Management" and they said they would look in to it.
I called back Terry and told him not to call ever again and that I had contacted BofA directly.
I got a call back a couple of hours later from "John Harris" asking me to call back, which of course I never did.
Got another call from him recently and did not return that call either. This time from 414-214-6287.
I have never received anything in the mail from anyone regarding this credit card, or a letter of any kind from BofA or an arbitrator.
In my opinion, this is a complete scam and an attempt to extort money from honest people.
Pat P is actually Pat Pa pinto. He has owned several failed collection agencies and they all eventually shut down for either law suits or for just not paying their bills.... Pretty funny a collector not paying his bills. If you look closer at the public records of this company it is owned by a Anthony Capolla and Roy Hamiliton. Capolla has a previous failed business listed on construction in which he has filed for bankruptcy and also has a criminal record for writing bad checks. The other owner Roy Hamiltion is a convicted drug dealer arrested on conspiracy charges..
Always search the public record on these type of crooks before paying them anything. You should definitely report the abuse to the NY state attorney general. They have been cracking down on these chop shops for the past couple years even with over 30 arrests.
Don't be a victim to these people. One more thing don't be surprised if they all of a sudden close down and change the name of the company. That is actually a trick they use as a LLC"limited liability company to try and avoid law suits.
Google and search "Robert James and Associates" about 6 searches on the list it has the owner info. It will go to www.debtconnection.com a debt buying website! They buy old pay day loans mostly... I would bet my life on it that they don't even have an attorney representing them on any of this debt. They are not even ACA certified.. This place is a joke any one that tries to sue them will win! Better yet try these #s listed on the web page 716-906-9843 and 716-201-8420. It is the owners Roy Hamiliton# 9843 and Anthony Cappola #8420. Mr. Hamilotn picks up and screens his calls and then hangs up. Have fun!