OMG - these guys are total Jerks!! When I told them that I lived in Pennsylvania and I just found out that Payday loans were illegal in my state, he said, "oh, so is this your NEWEST excuse for not paying." I promptly hung up on them. total jerks..
They just called my work, my cell and both of my sons, telling them that this was a legal matter. First off, they are not supposed to divulge any information, even if it is true. My son said the guy was a total jerk.