This caller called threatening to file a civil complaint and pretending that I needed to call immediately before this happened.  This caller plays on fear.  Go ahead.. file a "Civil Complaint".  What even is that?  Complaint.  Go ahead buddy complain.  I know that you are actually scum who purchased ancient dept and think that I am going to pony up some money with fear of taking me to court.  The funny thing about that, you cant take me to court.  The state I live in does not allow you to.  You dont scare me.  I just blocked the number, so now I dont even see when you call anymore.