Please contact the New York Attorney General Offices for assistance and referral to a local consumer law professional (The Law Offices of Kenneth Hiller I would recommend). Consumers may also contact the Ontario Ministry of the Attorney General, Brian Pitkins, Ontario Registrar for Collections, The Law Society of Upper Canada and local authorities (Niagara Regional Police).

Deborah Maloney is a junk debt collector who runs a Buffalo, New York based paper-mill, churning out junk debt claims faster than spinning off a roll of toilet paper. She makes threats anyways to give credence of validity in hopes consumers pay. She operates this "law firm" at 94 Jarvis Street in Fort Erie, Ontario CANADA L2A 2S4 (local contact 905-991-8405) accross the border from Buffalo, New York.

She claims the ability to file lawsuits (and purchases these accounts) for her bottom feeder operations such as Vision Asset Management Group, LLC an affiliate company, The Law Offices (scam operation), DMG Consulting (licensed as a collection agency in Ontario CANADA registered to Deborah Maloney), Borela Investment Corporation (disguise LLC "shell" company) and others on debts that usually have little or no valid documents to back them up. They paid pennies on the dollar for those junk debt accounts. (Like buying a used car with stick shift, AM Radio, No Air Conditioner and Crank Windows.lol...)

Several consumer attorneys state that if you contest her (bogus?) court filings (if applicable) and they do not pass legal scrutiny… bye, bye lawsuit!

When a bottom-feeder purchases an account, a consumer no longer has liability with the original creditor. The burden of proof lies solely on the purchaser of said account to establish validity in a court proceeding. Junk debt owners/collectors usually pay their own employees to falsify court papers because they lack valid documents from the original creditor. Most hope consumers either will not show up and end up taking a default judgment, or cave in by agreeing to a monthly payment schedule.

Both choices are a major mistake that will negatively impact consumers and consumers families for many years.

If you and your attorney challenge that claim, based on their inability to provide a valid chain of ownership and they lose,there is no judgment, you walk and keep your money.

If you do not, you could end up paying thousands of dollars more than that what the junk debt buyer paid to obtain that account. In addition, you must also consider the trauma, embarrassment, and stress associated with having a judgment on your credit for seven years. You also face the on-going problem of your bank account being garnished and possibly many more years of harassment with collectors working for The Law Offices.

A consumer law professional is experienced in challenging the lies and bogus filings brought into court by these junk debt litigators. Their involvement could result in a dismissal of that claim by the court. Your cost of hiring a consumer law professional is small in percentage of what the debt could ultimately cost you and your household.

There is no guarantee that this works every time, however most experiences are that these consumer attorneys do a much better job in defending than Deborah Maloney would in litigating or attempt to anyways. We all know that experience, knowledge, and professionalism trump greed every time.

Why would anyone put up with a debt collector when you have the ability to control outcome for a fraction of the cost of having to deal with the expense associated in a judgment.

Contact a well qualified consumer attorney if you are dealing with The Law Offices, DMG Consulting (Fort Erie, Ontario CANADA), Borela Investment Corporation (same entity as The Law Offices) or Vision Asset Management Group, LLC (an affiliate company).