Says they are going to serve me court papers if I don't pay for some payday loan thing. Ken Johnson is the guys name that called me very rude and harassing.
This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.
ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:
all of these scams have called me numerous times. i keep track of them and give them to my attorney. anybody who calls me and wont give me written proof og this "legal" issue get hung up on. plz dont bother wasting your time with me. go try and scare sumbody else.....but i do in fact give you guys "A" 4 effort :)
I just got a call from this guy(Ken Johnson) while I was sleeping and he left a voicemail claiming a Bradley Johnson was using me as a reference and that I needed to call back to verify. A case number was even given.
I don't know -any- Bradley Johnson of course so I'm glad I played it smart and checked into this here first. I'm definitely not calling back.