Sounds like a scam call. A "judgment" can't be filed unless your husband has been served a court summons for an unpaid debt, had his day in court, and LOST the case. Per the FDCPA, you should not pay any caller who refuses to MAIL a debt validation letter showing that (1) you owe a debt and that (2) your caller has the legal right to collect said debt. Refusal to mail this DV letter within five days of the first call is a violation of federal law. Scammers will say they've already mailed this or they don't have to - both excuses are bogus. If they can't or won't mail proof of debt and proof they can collect, then the FDCPA states you should not pay them. More info here:
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Also read up on the laws and your rights:
Harassing calls from a debt collector? Here is what you need to know
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
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Follow the steps in what you need to know. A legitimate debt collector agency should not have a problem with giving you a real business name and address you can google and verify via google street view, BBB etc.
For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
Message left on my husbands cell phone for me from department of legal servicing. Left number 716-404-4699, but when I call it said I have reached a number that is not set up to receive calls. The mess left threatens filing a judgement, etc. I do not know who this could be.
Sounds like a scam call. A "judgment" can't be filed unless your husband has been served a court summons for an unpaid debt, had his day in court, and LOST the case. Per the FDCPA, you should not pay any caller who refuses to MAIL a debt validation letter showing that (1) you owe a debt and that (2) your caller has the legal right to collect said debt. Refusal to mail this DV letter within five days of the first call is a violation of federal law. Scammers will say they've already mailed this or they don't have to - both excuses are bogus. If they can't or won't mail proof of debt and proof they can collect, then the FDCPA states you should not pay them. More info here:
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
Also read up on the laws and your rights:
Harassing calls from a debt collector? Here is what you need to know
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
************
Follow the steps in what you need to know. A legitimate debt collector agency should not have a problem with giving you a real business name and address you can google and verify via google street view, BBB etc.
For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..