The term "mediation" like the term "arbitration" is simply scammer double-talk for debt collector and usually a scammy one at that. Something like Del Ray Associates, you might say.
Received call which went to voicemail. Message: "This is Del Ray and Associates call in reference to the situation involving your personal bank account. This matter requires your utmost concern and immediate attention. It is in your best interest to yourself or your retained counsel to contact my office at 844-676-3464 referring to file number xxxxx. Please be advised this is not a solicitation. ??? fully expect a response as quickly as possible. Thank you."
Beware have been in this situation received calls every other day did have an outstanding check paid this person cash trough moneygram one week later got call from real firm I owed will never deal with these callers again
Received another call that went to voicemail (I'm working) from these folks. The message was word-for-word the same. I have no bounced checks or any other problem with my bank account. I can not find this company when I do a Google search. I'm blocking the number.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
received the same exact VM asking for somebody who does not live at this number from "Delray and Associates- even gave me a reference number but gave call back number of 855-463-8828. They call incessantly. Assumed from the start that it was a scam so never even attempted to call back.