Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a DIME until the debt is validated.
Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. You might have to yell at the scammer and talk over him or her. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
This is what I have on them so far. I will have to update the report since some new information has become available:
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notion of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
UNITED LEGAL GROUP AKA ULG AKA CREDIT COLLECTION BUREAU AKA EMPIRE RECOVERY SERVICE AKA ULRS OR UNITED LEGAL RECOVERY SERVICES AKA BNC DEBT CONSULTANTS AKA EMPIRE RECOVERY SERVICE OF NY
Posted in: http://800notes.com/Phone.aspx/1-310-598-2905/2
Web site gives alleged contact info: http://unitedlegalgroup.com/contactus
Credit collection bureau web site with the same address and web style: http://vkings.co/credit/contactus
BBB gives ULG an A- with 1 complaint, but the file has only been open since3 November of 2014: http://www.bbb.org/sdoc/business-reviews/coll ... m-ca-172010420/
BBB page listing United Legal Recovery Services as a sole proprietorship: http://www.bbb.org/sdoc/business-reviews/coll ... m-ca-100057788/
BBB give Empire and A+ with 1 complaint: http://www.bbb.org/upstate-new-york/business- ... y-ny-235968604/
California Dept. of State info:
I couldn’t find any registrations for the first three companies, but found this suspended one for ULRS:
Entity Name: UNITED LEGAL RECOVERY SERVICES, INC.
Entity Number: C2869827
Date Filed: 03/17/2006
Status: FTB SUSPENDED
Jurisdiction: CALIFORNIA
Entity Address: 1066-B N. GILBERT AVE.
Entity City, State, Zip: ANAHEIM CA 92801
Agent for Service of Process: ** RESIGNED ON 03/14/2011
Agent Address: *
Agent City, State, Zip: *
Other names:
http://www.entitysource.com/details/entity/ca ... ery-systems-inc
http://www.wysk.com/index/california/anaheim/k3axhwa/ulrs-inc/profile
Corona, CA License details:
License Details for Credit Collection Bureau & United Legal Group
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Name: Credit Collection Bureau & United Legal Group License No: 658023
Issue Date: 01/27/2015 Expire Date: 12/31/2015
Business Address: 495 E Rincon St 202
Corona, CA 92879 Start Date: 01/06/2014
Mailing Address: 495 E Rincon St #202
Corona, CA 92879 Phone: 877-367-1737
Owner: Ulrs, Inc. Owner Type: Corporation
Description: THIRD-PARTY COMMERCIAL, CONSUMER, MEDICAL, AND LEGAL COLLECTIONS
SIC: 7322001 (ADJUSTMENT AND COLLECTION SERVICES)
NAIC 561440 (Collection Agencies)
Other complaints:
https://getoutofdebt.org/62538/perplexing-sui ... -counsel-others (note that this seems to be a law suit against them for debt relief? And that it includes many other names that they seem to work under).
http://www.ripoffreport.com/r/United-Legal-Recovery-Services/Anaheim-California-92812/United-Legal-Recovery-Services-Mark-Hakim-soliciting-refusal-to-remove-from-the-phone-l-277880
Looks like a Brad Wolfe must be one of the head criminals in these organizations: http://www.whitepages.com/name/Brad-L-Wolf/Anaheim-CA/2wdccz4
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/http://www.ag.ny.gov/
As well as the California AG’s Office: http://oag.ca.gov/
Get Calls everyday at work and my cell phone from this woman named Zamirra stating I owe money for a pay advance from Wells Fargo in 2010. After speaking to her two different times the story changes one day it's an advance then the next time it's something different when I asked for her address she won't give it when I ask for documentation she hangs up one me. I have contacted the FTC the attorney general and I also contacted wells Fargo and owe them nothing this is a scam and the messages she leaves are ridiculous.... I hope people really look into this and don't fall victim to these scumbags....