Got a message from Executive Summary Services. Trying to be official sounding, but not so much. I think this is a debt collection company. I called back only to get a very unprofessional woman with a sarcastic attitude. Just what I needed on a busy work day. Not my debt but someone used me as a reference that I never heard of and they thought it's ok to harass me. I told then of take me off their "list". If they call me again my next call is to the FTC to file a complaint. So go ahead... make my day!!!!!
Got a call from a man with a loud, blustery voice--very threatening. He stated the call was for (then a recorded female voice supposedly stated my name, but it was unintelligible). He spoke quite rapidly stating that my bank was accusing me of some kind of fraud and that I or my attorney should contact him immediately. Then he gave me a case number (using the recorded female voice again) and said he expected a response to his call, as this was not a call from a solicitor, but was a serious matter. This is definitely some kind of scam. He didn't mention the name of my bank, he never said my name himself using only the recording to state my name, there were no specific details whatsoever. I have received no notifications from my bank through the mail. I am in excellent standing with my bank. The call was creepy.
Got a message from Executive Summary Services. Trying to be official sounding, but not so much. I think this is a debt collection company. I called back only to get a very unprofessional woman with a sarcastic attitude. Just what I needed on a busy work day. Not my debt but someone used me as a reference that I never heard of and they thought it's ok to harass me. I told then of take me off their "list". If they call me again my next call is to the FTC to file a complaint. So go ahead... make my day!!!!!
I received a call from this company asking for money. If you are reading this sir and maam you AINT Gettin no money u are fradulent and if you call my house again or my friends im calling the NY police and CMPD. Also fo the record, THE [***] THAT ANSWERED THE PHONE IS STUPID AND SHE IS UNEDUCATED>>>LOL
I got a call stating they were calling about a returned item from my bank, recorded line. Stating a file number and an 855 return call number. This was Summary Services, once I called back * 69 and got the correct number. They never mentioned my bank name or anything affiliated with my bank. Could not reference what address they had on file and wanted a new card number. This has to be a scam!!!
watch out folks!
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.